Between economic, political and societal stability, Switzerland is considered an ideal country to invest and secure one’s capital. Thus, many foreign investors are seduced and wish to acquire a residence or even an investment property. This attraction is reinforced in the situation of global concern related to the health crisis we are currently experiencing.
Located in the heart of Europe, Switzerland is known for its quality of life, healthy environment and exceptional landscapes. The Swiss regions are among the most beautiful and attractive in the world. In addition, Switzerland has an excellent infrastructure in the areas of education, health and transport. The presence of Geneva International Airport is a real asset. The Swiss economic and financial centre is distinguished by its dynamism. It is a source of opportunities for businessmen and women. It is also renowned in the luxury sector. Switzerland is also appreciated for its political stability and high level of security.
Finally, the consistency of the Swiss franc (CHF) is another reason for a solid and sustainable investment in Swiss real estate. It should also be noted that the Swiss National Bank (SNB) is doing well. The monetary policy body generated a profit of around CHF 21 billion last year (provisional figures).
The bank is also in good shape.
Premium properties, luxury apartments with panoramic views, mountain chalets, mansions… The Swiss market is full of the most varied options. These objects have a privileged location, quality construction materials and traditional or contemporary architecture. For a wealthy clientele, top-of-the-range properties – which meet the highest standards of comfort – are commonly put on the market. The Alpine ski resorts and the towns of the Lake Geneva region, especially those in the Montreux Riviera, are particularly popular locations. A foreigner has the right to buy a residence in Switzerland for his own use. He will go there during occasional stays or permanently. He will also be able to rent it out during certain periods of the year.
A foreign national also has the option of investing in a rental yield property. Provided that it is for commercial purposes (offices, industry, crafts, shops, hotels) or in a real estate development project. This market is very interesting in Swiss urban centres. Globally, the lack of investment alternatives, high investment pressure and growing economic uncertainty are driving this asset class. The persistent pandemic and the materialization of the Brexit are 2 current factors of increasing volatility. Against this backdrop, investors see the Swiss real estate market as a safe bet that is more resilient to crises.
Investing in real estate in Switzerland is synonymous with attractive returns and low risks compared to other types of investments (bonds, shares, savings, etc.). In general, security on regular income in Swiss francs is guaranteed. In addition, there is a potential for capital gains depending on the region in which you invest. It should also be noted that Swiss interest rates are among the lowest in Europe. If you are a foreigner, these profitability performances are open to you, if you know how to surround yourself with rigorous professionals. The latter, with a good knowledge of the local real estate market, will ensure a successful acquisition operation and efficient management of your property.
The Comptoir Immobilier offers its advice to people wishing to acquire a property in Switzerland. Support is offered, from the first visits to the signing of the notarial deed, including the search for financing and the legal and regulatory aspects. The values of the market evolution are also carefully followed by the CI experts, in order to propose the best possible investments.